Home / Orlando
Business insurance in Orlando, FL
Small business and commercial insurance for Orlando companies from a local independent agency. General liability, workers' comp, commercial auto, BOPs and more. We shop the carriers and recommend the policy that fits.
Get an Orlando business quote
Why Orlando businesses work with Deft
Orlando runs on tourism, construction, healthcare and a lot of small service businesses. Each has a different mix of risks: a guest slipping in a restaurant, a sub's employee hurt on a job site, a delivery van in I-4 traffic, a summer storm over a strip-mall roof.
As an independent agency we are not tied to one carrier. We shop several, recommend the one that fits your business best, and handle certificates and policy changes as you grow.
Areas we serve around Orlando
Downtown Orlando, Lake Nona, Dr. Phillips, Winter Park, Maitland, Apopka, Ocoee, Winter Garden, Kissimmee, St. Cloud, Sanford, Lake Mary, Altamonte Springs, Oviedo and Clermont, plus businesses across Florida.
Orlando business insurance questions
Do you work with Orlando businesses?
Yes. We are based in the Orlando area and work online and by phone, so you can get covered without leaving your business.
Can you insure a new Orlando business with no history yet?
Yes. Many carriers write new businesses. We ask about your experience, expected revenue and payroll so the quote is accurate.
How much does business insurance cost in Orlando?
It depends on your industry, payroll, revenue, location, claims history and limits. A small office pays far less than a roofing company. The fastest way to a real number is a quote: we shop several carriers and recommend the one that fits you best.
Is business insurance required in Florida?
Some of it is. Florida requires workers' comp for construction businesses with 1 or more employees and most other businesses with 4 or more. Vehicles need auto coverage, and contractor licenses require proof of liability insurance. Leases and contracts usually require general liability too.
How do I get a certificate of insurance?
Once your policy is in place, tell us who needs the certificate and any wording they require, such as additional insured. We issue it and send it to you or straight to your landlord, GC or client.